Mortgage Loans — Arlington, Texas

Arlington mortgage loans

Buying or refinancing in Arlington? I am Neal Pyles, a Senior Loan Officer with Lone Star Financing serving Tarrant County and all of Texas. Home of AT&T Stadium and Globe Life Field with strong mid market value. You get wholesale rates from 25+ lenders and plain talk the whole way.

25+wholesale lenders
NMLS#1929617
DFWbased, Texas wide
All Texaslicensed statewide
Loan options

Ways to fund Arlington.

Conventional

Low down payment options for primary homes in Arlington with competitive Tarrant County pricing.

FHA

Flexible credit and 3.5% down. Strong fit for first time Arlington buyers.

VA

Zero down for eligible Texas veterans and active duty buyers in Arlington.

Jumbo

Higher balance financing for luxury and new construction Arlington homes.

Refinance

Lower your rate, pull cash out, or drop mortgage insurance in Arlington.

Investment / DSCR

Qualify on rental income, not tax returns, for Arlington investment property.

Why local

An Arlington loan officer, not a call center.

01

Local pricing knowledge

I know Tarrant County values, appraisers, and what it takes to win a Arlington contract.

02

Direct access to me

You text or call me, not a 1-800 queue. Updates at every step.

03

25+ lenders shopped

Wholesale rates that often beat the bank down the street in Arlington.

Arlington FAQ

Common questions.

How much do I need down to buy in Arlington?

As little as 0% with VA, 3.5% with FHA, and 3% to 5% with conventional. The right answer for Arlington depends on your credit, price point, and goals. A quick call sorts it out.

What credit score do I need?

FHA can go to 580 and sometimes lower. Conventional usually starts around 620. With 25+ lenders I can place Arlington scenarios other shops turn away.

How fast can I close in Arlington?

Many Tarrant County purchases close in 18 to 25 days when documents come in quickly. Refinances vary. I set a realistic timeline up front.

Ready when you are

Let's get you funded in Arlington.

Apply in minutes or grab 15 minutes on my calendar. No pressure, just answers.

About the author

Neal Pyles

Neal Pyles is a Senior Loan Officer (NMLS #1929617) with Lone Star Financing, born and raised in DFW and a UNT grad. He has helped Texas buyers since 2017 across conventional, FHA, VA, jumbo, and investment loans, shopping 25+ wholesale lenders on every file. This Arlington guide reflects current Texas lending guidelines and local market knowledge.

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